This reporter Li Liang Shanghai reported in various type of Fund in the, most easy was investors left out of Dang is currency Fund, but in Spring Festival after, most unpopular of currency Fund is became has hottest of topic: at this time, large currency Fund seven days years of income rate over 5%, and even part currency Fund seven days years of income rate over 5 years regularly deposits interest rate of message frequently newspapers, "low risk, and high income" of myth suddenly attract has large investors of purchase. However, as the short-term money market interest rates gradually to decline, currency also falling high altar of the income of the Fund, has returned to normal. In this silly flocked to purchase currency fund investors sounded the alarm bell for one: MO to get currency profiteering mentality investment fund!
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"A Monetary Fund managers to China in Shanghai securities news reporters. However, with the further tightening of monetary policy is expected to weaken, and funds gradually easing, money market interest rates began to quickly decline. Still at the seven-day repurchase rate, for example, has dropped to around 2% in the near future, the normal level of interest rates even lower than in the past.
This allows the IMF had to bid farewell to the short time, yields began to return to normalization. WIND statistics, as of March 11, only 1 currency Fund annual rate of return of more than seven days 5%, and another 3 years of monetary funds seven days yield in 4% above, most of the remaining Monetary Fund are in 3% around.
Compared to performance before and after the Spring Festival and money Fund yields have dropped significantly as the decline in money market interest rates. The industry pointed out that IMF as a Fund of minimizing risk in product, corresponding to relative stability, but also at the same time the low yields, the reference object is generally a one-year or six-month time deposit interest rates, sometimes adopting the current interest rate, or seven-day deposit interest rates, this shows that the currency is not suitable for those who pursue high income of the fund investors. Since the beginning of this year, due to the sharp surge in money Fund yields, even short-term yields of up to 13% the days of the year occurred, lead to substantial investments into purchase, many of them get short-term profiteering mentality of investors, this is a very abnormal phenomenon.
Investors should correctly understand the function of monetary funds, portfolio allocation.
is expected to outperform the one-year deposit though due to the rapid fall of money market interest rates, rates of monetary income of the Fund has returned to normal, but many fund managers believe that taking into account the interest rate hike expected strong this year, money market rates remained stable at a high level, there are signs this year IMF annual yields more than the current one-year time deposit interest rate high probability of. Currency (519,508, Fund) Fund managers said Zou Yu, despite decline in the short-term money market interest rates, but comprehensive analysis from various sources, now the interest rate should be the lowest point this year, after which will gradually rise. He predicted annual yields for most of this year the Fund will be more than 3%, is likely to reach the high 4%, while the current one-year deposit rate 3%, monetary funds outperform the possibility of a one-year deposit is very large.
In fact, a strong interest rate hike expectations and monetary policy will remain tight this year is expected, it is supporting "monetary funds outperform the one-year deposit" sustaining power. Zeng Liqiong fidelity currency funds of funds managers said, because of the relatively high yields Monetary Fund this year is expected, therefore, when investors in the uncertain situation in the a-share, you can temporarily dormant Monetary Fund, found for the idle funds in the hands of haven, uncertain market situation, and then converted to other financial products, so there is a chance to get more benefits.
